Type your monthly salary to see your Pag-IBIG share and your employer's. Above P1,500 a month, it's 2% each, on pay up to P10,000.
Monthly amounts, from Pag-IBIG's own pages, read on 7 October 2026.
| Monthly salary | You pay | Employer pays | Total |
|---|---|---|---|
| P1,500 or less | 1% | 2% | 3% |
| Over P1,500, under P10,000 | 2% | 2% | 4% |
| P10,000 or more | P200 | P200 | P400 |
The rates come from the rules of the Pag-IBIG Fund Law (RA 9679): 1% for employees who earn P1,500 a month or less, 2% above that, and 2% from every employer. Pag-IBIG counts all your pay for the month, in whatever form, including fees and commissions, plus any cost of living allowance the law requires.
Since February 2024, those rates apply to pay of up to P10,000 a month, which Pag-IBIG calls the Maximum Fund Salary. So 2% of P10,000 is P200 from you and P200 from your employer. If you earn less than P10,000, it's 2% of what you earned.
P400 a month: P200 from you and P200 from your employer.
P320 a month: P160 from you and P160 from your employer, 2% each.
It's 2% of P10,000, the Maximum Fund Salary since February 2024. Before that, members paid P100.
P400 a month, and you can pay more if you want to save more.
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This page explains Pag-IBIG's rates and gives no legal advice. Check Pag-IBIG's page before you rely on it. Sources, read 7 October 2026: