How much is your PhilHealth contribution in 2026? The table, with a calculator

Type your monthly basic salary to see what you pay PhilHealth and what your employer pays, from PhilHealth's own advisories.

How much do you pay?

PhilHealth's premium is 5% of your monthly basic salary. It starts at a salary of P10,000 and stops at P100,000, so the premium runs from P500 to P5,000 a month. That's in PhilHealth Advisory No. 2025-0002.

PhilHealth's advisory of July 2026 still gives the 5% rate. Its 2026 circulars and advisories, read on 7 October 2026, set no new one.

Who pays what: you or your employer

Employed: you and your employer split the premium equally, 2.5% each. That's P250 to P2,500 each a month.
Self-paying: freelancers, the self-employed and professionals pay the whole 5% themselves, P500 to P5,000 a month.
Kasambahay: PhilHealth Circular No. 2020-0005 has the household employer pay it all, unless the kasambahay earns P5,000 a month or more and pays their own share.

PhilHealth contribution table 2026

Monthly amounts, from PhilHealth Advisory No. 2025-0002 and Circular No. 2020-0005, read on 7 October 2026.

Monthly basic salary	Premium	You pay (employed)	Employer pays	Self-paying
P10,000 or less	P500	P250	P250	P500
P20,000	P1,000	P500	P500	P1,000
P30,000	P1,500	P750	P750	P1,500
P50,000	P2,500	P1,250	P1,250	P2,500
P100,000 or more	P5,000	P2,500	P2,500	P5,000

Between P10,000 and P100,000, it's 5% of your exact salary.

What counts as monthly basic salary

PhilHealth's advisory calls it "the fixed basic rate of an employee", and says it leaves out commissions, overtime pay, allowances, bonuses and other gratuity payments. On our reading of the same advisory, pay docked for lateness, undertime or unpaid leave doesn't lower it.

If you pay PhilHealth yourself

You pay 5% of your monthly income, at least P500 a month.
You can pay monthly, quarterly, every six months or for the whole year.
Pay any number of months you like, as long as the whole year is paid by 31 December. Circular No. 2026-0011 gives you until 31 January of the next year to catch up with no interest. After that, interest of up to 1.5% a month, compounded, counts from 31 December.
PhilHealth already asks for a Statement of Premium Account (SPA) with each payment, which you get from the PhilHealth Member Portal. From 1 January 2027 it's strictly required, outside a few remote areas.

Our guide to SSS, PhilHealth and Pag-IBIG for freelancers puts all three side by side.

How to check your PhilHealth contributions

PhilHealth asks members to check that their payments were posted, on the PhilHealth Member Portal or the eGovPH app.

Questions

How much is PhilHealth for a P20,000 salary?

P1,000 a month. If you're employed, you pay P500 and your employer pays P500.

What is the highest PhilHealth contribution in 2026?

P5,000 a month, at a salary of P100,000 or more. Employed, that's P2,500 from you and P2,500 from your employer.

What is the lowest?

P500 a month. Employed, you pay P250.

Did PhilHealth go up in 2026?

No. PhilHealth's July 2026 advisory still uses 5%, the rate in force since 2024.

How much is Pag-IBIG?

If you earn P10,000 a month or more, you pay P200 and your employer adds P200. Our Pag-IBIG contribution table works out yours.

Looking for remote work on daytime hours?

DayShift lists remote jobs with Singapore and APAC companies. See open jobs

This page explains PhilHealth's rates and gives no legal advice. Check PhilHealth's page before you rely on it. Sources, read 7 October 2026: